What risks are covered?    
       Expenses for emergency medical treatment, necessitated by an accident or acute illness.
       Expenses for medical transportation and repatriation, necessitated by an accident, acute illness or death.
       Rescue expenses.
       Death or permanent disability as a result of an accident.
       Emergency dental treatment.
       Theft and loss of personal luggage.
       Theft and loss of personal documents.
       Personal liability abroad.
       Legal expenses.

This type of insurance can be offered with or without travel assistance. The difference is that the travel assistance company will pay for medical treatment in a medical centre of their choice. The assistance company will cover expenses for transportation and repatriation and other covered risks up to the amount of the insured sum.
When an insurance event occurs and the insured person has a product without assistance he must pay all the expenses and then claim them.

Quotations:
       With assistance
       Without assistance