All
of us have heard about Life insurance but do we
really know what is it? We would like to take
this opportunity to provide you with some information
and to demonstrate to you how the life insurance
products can benefit you.
These are the things which
we treasure most and which we can secure using
life products.
What make this possible?
This
happens through the different policies we can
offer, which guarantee protection for you and
your dependant in case of an illness, accident
or in the worst-case death.
These
products are created to help you the client in
difficult situations, reimbursing the amounts
paid for medical examinations, check-ups, medicines
and hospitalisation. These products can guarantee
you an income in event of disablement, but also
through them you can provide a good life style
to your dependant in the unfortunate event of
death.
The
life products can generate a sum that secures
your financial independence through small, long-term
premiums. You can choose when you receive the
insurance sum, upon the delivery of a baby, when
someone gets married or when you retire.
In
short life insurance covers the risks concerning
the life and the health of the insured person.
If
an insurance case occurs during the insured term,
the insurance company pays claims. The sum of
the claim is agreed in advance. The payment can
be a fixed amount or a percentage of the sum.
The sum, which is defined as the size of the benefit,
is the insured sum.
The risk covered in life insurance can be different:

Survival of the Insured

Death of the Insured

Permanent disablement of the Insured

Temporary disablement of the Insured

Medical expenses of Insured
-
Medical examinations and check-ups
-
Hospitalisation
-
Medicines and others
Depending upon the covered risks,
Life insurance offers the following products: